Terms and Conditions

By accessing or using the Site, you agree to be bound by these Terms. If you do not agree with any of the terms set forth herein, we ask that you refrain from using the Site. Dwarnicmx reserves the right to modify these Terms at any time, and such modifications shall take effect from the date of their publication on this page.

Dwarnicmx provides through the Site information, tools, and resources related to: • Financial advisory and estate planning. • Social support programs and access to government subsidies. • Financial education through workshops, guides, and educational materials. • Consulting for entrepreneurs and small businesses. The information provided on the Site is for guidance purposes and does not constitute binding financial, legal, or tax advice. For specific financial decisions, we recommend consulting directly with our certified advisors.

Certain services on the Site may require you to provide personal information through contact forms. By submitting such information, you represent that: • The data provided is truthful, complete, and up-to-date. • You have the legal capacity to contract services in the Mexican Republic. • You authorize Dwarnicmx to contact you through the means provided to follow up on your request.

All content on the Site, including but not limited to texts, graphics, logos, icons, images, audio clips, digital downloads, and data compilations, is the property of Dwarnicmx or its content providers and is protected by Mexican and international intellectual property laws. The reproduction, distribution, transformation, or public communication of any content on the Site without prior written authorization from Dwarnicmx is expressly prohibited.

Dwarnicmx shall not be liable for: • Direct, indirect, incidental, or consequential damages arising from the use or inability to use the Site. • The accuracy, completeness, or timeliness of the information provided on the Site. • Actions you take based on information obtained through the Site. • Service interruptions caused by technical factors, scheduled maintenance, or force majeure events. Use of the Site is at your own responsibility and risk.

These Terms shall be governed by and construed in accordance with the current laws of the United Mexican States. For the resolution of any dispute arising from these Terms, the parties submit to the jurisdiction of the competent courts of Mexico City, expressly waiving any other jurisdiction that may correspond to them by reason of their present or future domiciles.

For any questions related to these Terms and Conditions, you may contact us at: Dwarnicmx S.A.P.I. de C.V. Av. Paseo de la Reforma 505, Floor 32 Col. Cuauhtémoc, C.P. 06500 Mexico City, Mexico Email: legal@dwarnicmx.com Phone: +52 (55) 4170-8523